Start a Mortgage Branch as Lender or Mortgage Broker | The Mortgage Calculator

Start a Mortgage Branch as a Lender or Mortgage Broker

Launch and scale your branch with our POS/CRM/LOS, 5,000+ programs, and 135+ investors & lenders — all in one portal.

Apply Now as a Branch Manager
135+ Investors & Lenders 5,000+ Programs Built-in Lead Flow CALVIN AI Assist

See the CRM/POS/LOS & Lead System in Action

Apply Now as a Branch Manager

Branch Compensation Plans

Most Popular

Branch Manager

Earn Up To

250BPS

200 BPS on Conventional/NonQM (2.00%)
100 BPS on Company Leads Conventional/NonQM (1.00%)

Apply as a Branch Manager
  • 25 BPS Branch Overrides on All Loans in Branch
  • 75 BPS Branch Overrides on Branch Leads
  • 25 BPS Bonus for Monthly Volume Over $2M
  • First-to-claim lead routing for your team
  • Refer deals to company for 75 BPS
  • Unlimited company leads at 50/50 split
  • Recruiting incentives
  • $500/month branch licensing fee, no transaction fees
Build Team

Branch Loan Officers

Earn Up To

200BPS

150 BPS on Conventional/NonQM (1.5%)
75 BPS on Company Leads Conventional/NonQM (.75%)

Apply as a Branch Loan Officer
  • Non-delegated & brokered with 135 investors/lenders
  • Flexible pricing & price matching
  • Mentorship for file structure & disclosures
  • In-house processing & CALVIN AI LO assistant
  • 50 BPS bonus for monthly volume over $2M
  • Unlimited company leads at 50/50 split
  • Recruiting incentives
  • No monthly fees

Business Model Built for Volume

  • Approved with 135+ Investors & Lenders
  • Always the Best Mortgage Rates/Pricing
  • 5,000+ In-House Loan Programs
  • Conventional, FHA/VA/USDA, Non-QM, DSCR, Commercial, SBA & more

Your AI-Powered Lending Platform

  • AI lead-gen website + integrated CRM, POS & LOS
  • Instant pricing across 5,000+ programs
  • CALVIN AI: Dual AUS + Compliance & Conditions
  • Prospects flow from Lead ? Completed 1003
  • 50+ API integrations

Leads & Growth Engine

  • Unlimited company leads (50/50 split)
  • Free leads with every closing
  • Premium lead campaigns at full comp (Unlimited)
  • Zapier Webhook API — import leads in real time
  • Refer deals to team LOs for 75 BPS

Training, Mentorship & Compliance

More Details

The Mortgage Calculator Lending Model
  • Approved Correspondent & Brokered with 135 Investors & Lenders
  • Always the Best Mortgage Rates/Pricing
  • 5,000+ In House Loan Programs
  • Access Every Loan Program that Exists
  • Conventional, VA, USDA, FHA, Non-QM, DSCR, Commercial, Fix & Flip/Ground Up, Mixed Use, CDFI, SBA + Thousands More
Proprietary Mortgage Software
  • AI Powered Lead-Generating Website
  • Fully Integrated POS, CRM & LOS
  • One Login for LOs — One Login for Customers
  • Instant Rate Quotes for 5,000+ Loan Programs
  • Prospects Flow from Lead to Completed 1003
  • Over 50 API Integrations with Technology Partners
  • Automated Social Media Posting Tools & Flyers
  • Proprietary CALVIN AI Including DUAL AUS
Trainings & Support
  • Remote Training & Learning Center
  • LIVE Weekly Loan Officer Trainings
  • Real-Time Zoom Support M-F 10:30AM-6PM EST
  • Knowledge Center with Thousands of Articles
  • CALVIN Compliance AI w/Fed & State Regulations
The Mortgage Calculator Difference
  • Close DSCR Business Purpose Loans in 44 States
  • Unlimited Company Leads at a 50/50 Split
  • Automated Lead Generation & Zapier API
  • Refer Deals to Team LOs for 75BPS

The Mortgage Calculator NMLS Licensed States

NMLS Licensed States for The Mortgage Calculator
Mortgage Calculator Company LLC is licensed as a Mortgage Lender and/or Mortgage Broker in the following states: Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Idaho, Illinois, Indiana, Iowa, Kansas, Louisiana, Maryland, Michigan, Minnesota, Nebraska, New Jersey, North Carolina, North Dakota, Ohio, Oregon, Pennsylvania, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, and Wisconsin.
How The Mortgage Calculator Was Created

Imagine embarking on a career path with The Mortgage Calculator, where innovation, expertise, and a forward-thinking approach are at the heart of everything we do. Founded by Nicholas Hiersche, our story is a testament to strategic evolution and adaptation in the dynamic world of mortgage lending.

Our journey began with a vision to revolutionize lead generation in the mortgage industry. With a rich history in advertising and marketing dating back to 2004, Nicholas laid the groundwork for a unique business model that leveraged technology and data-driven strategies to connect loan officers and borrowers more efficiently.

Initially part of a marketing plan for an FDIC bank, the concept quickly expanded beyond the limitations of traditional lending structures. Recognizing the need for greater autonomy to innovate and scale, Nicholas established The Mortgage Calculator as an independent platform dedicated to empowering loan officers with cutting-edge tools and systems.

As a loan officer with The Mortgage Calculator, you’ll join a forward-thinking team that has grown from a small operation within an FDIC bank to a leading Non-Delegated Correspondent lender. This evolution represents more than just structural growth — it reflects a shift in philosophy toward innovation, flexibility, and opportunity.

Our transition to becoming a licensed mortgage lender in 2022 was a defining milestone that marked our commitment to delivering unparalleled service and technology in the mortgage space. As a member of our team, you’ll have access to a full suite of resources and proprietary tools that have been perfected over years of real-world application.

We are not just offering a job; we are inviting you to be part of a revolution in mortgage lending. Our model allows you to maximize your earnings potential through advanced lead generation, real-time pricing technology, and dynamic marketing strategies — all designed to help you serve more clients efficiently.

At The Mortgage Calculator, our culture is centered on continuous learning, collaboration, and growth. We empower our team members with the tools, training, and flexibility to thrive in an ever-evolving market.

Joining The Mortgage Calculator means becoming part of a movement that is redefining the future of mortgage lending. It’s your opportunity to build a career, expand your skills, and make a lasting impact in an industry that rewards innovation and excellence.

Be part of a team that values adaptability, technology, and success — where your journey isn’t just about making a living, but about making a mark.

Are you ready to be part of this exciting journey? Join The Mortgage Calculator, where your career path is not just a job, but a journey of innovation, growth, and success. Let’s redefine the mortgage industry together.

Winner of The #26 "Best Places to Work in the US 2024" Employees Choice Awards by Glassdoor

Features of The Mortgage Calculator Proprietary CRM/POS/LOS/AI Lending Platform:

Apply Now as a Branch Manager
  • Alessandro Ovalle Zanetti
  • NMLS: 1928593
  • (469)515-8331
  • alessandroovallezanetti@themortgagecalculator.com