Revitalizing Communities, One House at a Time

Fix & Flip Mortgage Loan Highlights

• Loan Amount: Up to $5 million or more, depending on the project.
• Loan Terms: Short terms from 6 to 24 months, designed for quick renovations and sales.
• No Personal Income Documentation: Qualification is based on the property's potential profit (ARV), not your personal income.
• Fast Closing: Close in as little as one week to secure your investment opportunity.
• High LTV & LTC: High Loan-To-Value (LTV) and Loan-To-Cost (LTC) ratios provide the leverage you need to acquire and renovate.
• Clear Exit Strategy: Plan to repay the loan by selling the property or refinancing into a long-term DSCR loan to hold as a rental.

Simple Steps to Get Funded

1. Identify Your Investment Property
2. Estimate Your Rehab Budget & After Repair Value (ARV)
3. Estimate Your Project Timeline
4. Fill Out the Form Below to Apply
5. Receive and Sign Your Term Sheet in Hours!

More Information About Fix and Flip Loans

Fix and flip loans, also known as rehab loans or hard money loans, are a type of short-term financing that allows investors to purchase, renovate, and sell a property within a short period. These loans are popular because they allow for the acquisition of properties that may not meet the requirements for traditional financing.

Unlike traditional mortgages that are underwritten based on a borrower's personal income and credit, fix and flip loans are primarily asset-based. This means the lender's decision is heavily influenced by the value of the property, specifically its After Repair Value (ARV). This makes them an ideal solution for investors who can spot a diamond in the rough. Because these loans can be approved quickly and have flexible underwriting guidelines, they allow investors to move fast in a competitive market.